The average retirement age is rising across the board. As is average life expectancy. Whenever you chose to retire, you may be looking at 20 to 30 years – if not longer – for which you will still need to provide for your spouse and yourself. You may also want to indulge in a hobby after you retire. Like any other stage in life, a comfortable retirement needs planning. To get full access to this article, "Subscribe Now", in just Re.1 for the next 24 hours.